08-21-19951 30.
MINUTES OF THE REGULAR MEETING OF THE CITY
COUNCIL OF THE CITY OF DES PLAINES, ILLINOIS HELD
IN THE ELEANOR ROHRBACH MEMORIAL COUNCIL
CHAMBERS, DES PLAINES CIVIC CENTER, MONDAY,
AUGUST 21, 1995
CALL TO ORDER: The regular meeting of the City Council of the City of
Des Plaines, Illinois, was called to order by Mayor Ted
Sherwood at 7:01 p.m. in the Eleanor Rohrbach
Memorial Council Chambe~s, Des Plaines Civic Center on
Monday, August 21, 1995.
ROLL CALL: Roll call
Beauvais,
Arredia.
indicated the following aldermen present:
Christiansen, Elstner, Higgason, Sarlo ,
Aldermen Curley and Chiropolos were absent.
Also present were: City Treasurer Fredricks, City Manager Douthwaite,
Economic Development Director Klaus, Director of Finance & Administration
Peters, Police Chief Sturlini, Fire Chief Farinella, Public Works
Director Shirley, City Engineer Oakley, Community Development Director
D 'Onofrio, Emergency Communications Director Ornberg, Human Resources and
Services Department Director Merriman, and City Attorney Wiltse.
PRAYER AND
PLEDGE:
CONSENT
AGENDA:
MINUTES:
Consent
Agenda
ELIMINATE
DETEC. DIV.
COMMANDER
POSITION:
Consent
Agenda
Ordinance
M-46-95
ordinance
M-47-95
The opening prayer was given by Assistant Pastor Joe
Biga, Good News Community Church, followed by the Pledge
of Allegiance to the Flago
Moved by Sarlo,
Consent Agenda.
seconded by Elstner, to establish a
Motion declared carried.
Moved by Sarlo, seconded by Higgason, to approve the
Consent Agenda. Upon roll call, the vote was:
AYES: 6-Beauvais, Christiansen, Elstner, Higgason,
Sarlo, Arredia
NAYS: 0-None
ABSENT: 2-Curley, Chiropolos
Motion declared carried.
The minutes are approved. The Staff recommendations and
requests are approved; Ordinances M-42-95 and T-8-95 are
adopted; Ordinances M-46-95 and M-47-95 are placed on
First Reading; and Resolution R-49-95 is adopted.
Moved by Sarlo, seconded by Higgason, to approve minutes
of regular meeting of the City Council held August 7,
1995, as published. Motion declared carried as approved
unanimously under Consent Agenda.
Moved by Sarlo, seconded by Higgason, to approve minutes
of Executive Session of the City Council held August 7 u
19950 Motion declared carried as approved unanimously
under Consent Agenda.
Moved by Sarlo, seconded by Higgason, to concur with
Staff recommendation to amend Chapter 1 "Police
Department," of Title III of the City Code to repeal
Section 3-1-5 "Detective Division Commander" in its
entirety; and amend Chapter 15, Title I, Schedule II-A
of the City Code to delete that position from the salary
schedule; and further recommend to place on First Reading
Ordinance M-46-95, AN ORDINANCE AMENDING CHAPTER 1
"POLICE DEPARTMENT," OF TITLE III OF THE CITY CODE OF DES
PLAINES, TO REPEAL SECTION 3-1-5 "DETECTIVE DIVISION
COMMANDER" IN ITS ENTIRETY; and place on First Reading
Ordinance M-47-95, AN ORDINANCE AMENDING SCHEDULE II-A 6 "POLICE GROUP" EFFECTIVE FROM MAY 1, 1994 TO APRIL 30 r
1995, OF SECTION 1-15-4 OF THE CITY CODE OF DES PLAINES,
PERTAINING TO THE CITY'S POSITION CLASSIFICATION AND
COMPENSATION PLAN, TO DELETE THEREFROM THE JOB
CLASSIFICATION OF "DETECTIVE DIVISION COMMANDER." Motion
declared carried as approved unanimously under Consent
Agenda.
KEEP D.P.
BEAUTIFUL/
GRANT
APPLICATION:
Consent
Agenda
Resolution
R-49-95
REJECTION OF
BIDS-NEW BID
DATE/MICU:
consent
Agenda
ADVERTISING
FOR BID:
Consent
Agenda
REAPPOINT-
MENT:
consent
Agenda
ORDINANCE
M-42-95
AMEND. TO
FACE BRICK
REQUIRE.:
Consent
Agenda
ORDINANCE
T-8-95
LOAD LIMIT.
ORDINANCE:
Consent
Agenda
HEALTH INS.
PREMIUMS:
1 3 1 •
8/21/95
PAGE TWO
Moved by Sarlo, seconded by Higgason, to concur with
Staff recommendation to authorize submission of an
application to Illinois Lieutenant Governor's Office for
matching grant funding through the "Keep Illinois
Beautiful Program" (actual amount of matching funds to
be determined during 1996 budget hearings) for recycling
and solid waste reduction programs, and Mayor and City
Clerk be authorized to execute necessary documents
(annual request since 1988); and further recommend to
adopt Resolution R-49-95, A RESOLUTION AUTHORIZING THE
SUBMISSION OF AN APPLICATION TO THE STATE OF ILLINOIS
LIEUTENANT GOVERNOR'S OFFICE FOR GRANT FUNDING AVAILABLE
THROUGH THE "KEEP ILLINOIS BEAUTIFUL PROGRAM," AND
AUTHORIZING THE MAYOR TO EXECUTE SUCH AGREEMENTS AS ARE
NECESSARY TO CAUSE SAID APPLICATION TO BE CONSIDERED.
Motion declared carried as approved unanimously under
Consent Agenda.
Moved by Sarlo, seconded by Higgason, to concur with
Staff recommendation that inasmuch as three of the four
bids received on July 27, 1995, for purchase of one (1)
New 1995-96 Ambulance/Mobile Intensive Care Unit, were
nNo Bid," all bids be rejected and City Clerk be
authorized to readvertise for this equipment, returnable
by 3:00 p.m., Wednesday, September 13, 1995. Motion
declared carried as approved unanimously under Consent
Agendae
Moved by Sarlo, seconded by Higgason, to concur with
Staff recommendation that City Clerk be authorized to
advertise for bids for Hauling and Disposal of Leaves,
returnable by 3: 00 p. m., Friday, September 22, 1995 G
Motion declared carried as approved unanimously under
Consent Agenda.
Moved by Sarlo, seconded by Higgason, to concur with
Mayor Sherwood 9 s reappointment of Edward Harvey to the
DES PLAINES ARCHITECTURAL COMMISSION' term to expire
August 5, 1999. Motion declared carried as approved
unanimously under Consent Agenda.
Moved by Sarlo, seconded by Higgason, to adopt Ordinance
M-42-95, AN ORDINANCE AMENDING SUBSECTION R-503 .. 1.1 nFACE
BRICK COVERAGE REQUIREMENTS" OF SECTION 4-7-6 "ADOPTION
OF CABO ONE AND TWO FAMILY DWELLING CODE -1992 11 OF THE
CITY CODE OF DES PLAINESo Motion declared carried as
approved unanimously under Consent Agenda~
Moved by Sarlo, seconded by Higgason, to adopt Ordinance
T-8-95, AN ORDINANCE DELETING CHAPTER 16 "LOAD
LIMITATIONS ON CERTAIN STREETS," OF TITLE X, OF THE CITY
CODE OF DES PLAINES, IN ITS ENTIRETY, AND ADDING IN ITS
STEAD A NEW CHAPTER 16 "LOAD LIMITATIONS ON CERTAIN
STREETS." Motion declared carried as approved
unanimously under Consent Agenda.
Mayor Ted Sherwood declared that the City Council was now
resolved into a committee of the Whole.
FINANCE & ADMINISTRATION . -Alderman Christiansen, Chair
Moved by Sarlo, seconded by Elstner, to concur with Staff
recommendation and recommend to the City Council to
approve 1996 Employee-Retiree Health and Life Insurance
Benefits, effective October 1, 1995, as outlined in
Finance & Administration Director's memo of August 16u
INSURANCE
{Cont'd.)
WARRANT
REGISTER:
LEASE/WATER
TOWER SPACE:
BID REVIEW/
P.W. MEN'S
WASHROOM
REMODEL.:
REPAIR OF
WELLER CREEK
RETAINING
WALL:
1 3 2 .
8/21/95
PAGE THREE
1995 (attached); and further recommend that Resolution
R-50-95 be adopted at appropriate time this evening.
Motion declared carried.
Moved by Sarlo, seconded by Elstner, to concur with Staff
recommendation and recommend to the City Council approval
of August 21, 1995 Warrant Register in the amount of
$1,466,723.48; and Resolution R-51-95 be adopted at
appropriate time this evening. Motion declared carried.
LEGAL & LICENSING Alderman Beauvais, Chair
Mr. Jeff McNabb, Whalen & Company, Inc., 1 Pierce Place,
Itasca, Il, 60143, representing PCS Primeco, addressed
the City Council concerning their request for lease space
on City's water towers for the purpose of installing
cellular panel antennas.
Moved by Beauvais, seconded by Sarlo, to concur with
Staff recommendation and recommend to the City Council
that City enter into lease for a three-year period, with
three additional three-year renewal periods at PCS
PrimeCo's option, for a total of twelve years, for the
installation of cellular panel antennas on five (5) water
tower locations, for the following lease cost: Years 1-3
-$42,500 per year, Years 4-6 -$48,875 per year, Years
7-9 -$56,206 per year, and Years 10-12 -$64,637 per
year; approve proposed draft lease and Mayor and City
Clerk be authorized to execute final version as
negotiated by Staff; and further recommend that
Resolution R-52-95 be adopted at appropriate time this
evening. Motion declared carried.
PUBLIC WORKS Alderman Elstner, Chair
Mr. Thomas Steiner, 495 Lyman Avenue, addressed the City
Council regarding the proposed remodeling of the Men's
Washroom at the Public Works Facility, asking if the City
doesn't do the A.D.A. upgrades now, what would happen if
a handicapped person was hired.
Ms. Diane Lavine, 495 Ironwood Drive, addressed the City
Council asking what is the City doing for female workers;
nothing is being said about that.
Moved by Higgason, seconded by Christiansen, to concur
with Staff recommendation and recommend to the City
Council to award bid for remodeling of Men's Washroom at
Public Work Facility to the lowest bidder, McAvoy and Son
Plumbing Contractors, 2016 Spruce Avenue, Des Plaines,
for the base bid amount of $11,246 (A.D.A. upgrade
options to be done at a later date because there aee.
A.D.A. equipped washrooms somewhere in the building w~ich
could be used if necessary). Motion declared carriedo
Alderman Sarlo voted no. ~
Lu~ LI ~e.
Moved by Beauvais, seconded by Sarlo, to concur with
Staff recommendation and recommend to the City Council
to accept proposal from Stanley Consultants, Inc., 8501
W. Higgins Road, Suite 730, Chicago, IL 60631, to perform
Phase II -Preparation of Plans and Specifications, for
Weller Creek Retaining Wall Rehabilitation, in the amount
of $4,860.
Resident at 465 Bellaire Avenue, addressed the City
Council asking if the City was going to replace the whole
wall or just sections; only four sections were really
bad, not six.
WELLER CREEK
(Cont'd.)
VARIATION/
TRAILSIDE
SUBDIVISION:
1 3 3 •
8/21/95
PAGE FOUR
Upon roll call on the motion, the vote was:
AYES: 2-Beauvais, Sarlo
NAYS: 4-Christiansen, Elstner, Higgason, Arredia
ABSENT: 2-Curley, Chiropolos
Motion declared failed.
Moved by Christiansen, seconded by Elstner, to recommend
to the City Council that repair of the Weller Creek
Retaining Wall beL111dW~ Public Works employees, if
possible; using ~ma:2.1i~ wood. Upon roll call, the vote
was:
AYES: 4-Christiansen, Elstner, Higgason, Arredia
NAYS: 2-Beauvais, Sarlo
ABSENT: 2-Curley, Chiropolos
Motion declared carried.
COMMUNITY DEVELOPMENT Alderman Sarlo, Chair
Petitioner Jerrold Brim, Brim Consulting Limited, 666 Wo
Dundee Road, Suite 1703, Northbrook, IL 60062, addressed
the City Council regarding his request for variations
from the Subdivision Regulations to allow 60' right-of-
way (R.O.W.) widths, instead of the required width of
66' ; to allow a new street which does not directly
connect with an existing street in an adjoining
subdivision; and to allow a reduction of lot depths for
Lots 1-8 and 10-140
After some discussion, the petitioner agreed to meet one
more time with Community Development Director D'Onofrio,
City Engineer Oakley, Fire Chief Farinella, to try to
work out a compromise.
Resident at 428 Bellaire Avenue addressed the City
Council in opposition to this request; she bought there
because it was country.
Ms. Diane Lavine, 495 Ironwood Drive, addressed the City
Council in opposition to this request; has lived there
23 years; is concerned about flooding and traffic that
would result from this development.
Resident at 409 Woods Road addressed the City Council in
opposition to this request; is concerned about flooding;
how much water will the retention ponds hold.
Ms. Chris Steiner, 495 Lyman Avenue, addressed the City
Council in opposition to this request; this new
development will impact student enrollment; will further
overcrowd schoolss
Resident at 475 Bellaire Avenue addressed the City
Council in opposition to this request; concerned about
what kind of homes will be built; traffic problems.
Ms. Pam Warford, 2530 Church Street, addressed the City
Council in opposition to this request; concerned about
storm water retention; traffic potential; land should be
used as it was intended.
Ms. Martha Hannahs, 390 Bellaire Avenue, addressed the
City Council stating that she owns a piece of property
involved in the development; she would be willing to work
with the developer.
Resident at 465 Bellaire Avenue addressed the City
Council in opposition to·the request; is concerned about
traffic.
TRAILSIDE
SUBDIVISION
(Cont'd.)
HEALTH INS.
PREMIUMS:
Resolution
R-50-95
WARRANT
REGISTER:
Resolution
R-51-95
LEASE/WATER
TOWER SPACE:
Resolution
R-52-95
134.
8/21/95
PAGE FIVE
Resident at 475 Trailside Lane addressed the City Council
in opposition to this request; concerned about flooding;
property is 90% flood plain; perhaps property should be
rezoned to 1/2 acre parcels.
City Engineer Oakley to investigate the use of road into
and out of Bay Colony housing complex that was put in
years ago as an emergency access road only.
Community Development Director D 'Onofrio to arrange a
meeting between himself, the developer, Fire Chief
Farinella, City Engineer Oakley and Alderman Sarlo, to
see if a compromise can be reached.
Alderman Sarlo announced that this matter would be held
in committee for further review and report.
Mayor Ted Sherwood assumed the chair, and declared the
City council back in session.
Moved by Christiansen, seconded by Elstner, to concur
with recommendation of Committee of the Whole to approve
1996 Employee-Retiree Health and Life Insurance Benefits,
effective October 1, 1995, as outlined in Finance &
Administration Director's memo of August 16, 1995
(attached); and adopt Resolution R-50-95, A RESOLUTION
ADOPTING PREMIUM RATES AND CONTRIBUTIONS TO THE HEALTH
AND LIFE INSURANCE BENEFIT PLANS FOR THE CITY OF DES
PLAINES FOR THE PLAN YEAR COMMENCING OCTOBER 1, 1995.
Upon roll call, the vote was:
AYES: 6-Beauvis, Christiansen, Elstner, Higgason,
Sarlo, Arredia
NAYS: 0-None
ABSENT: 2-Curley, Chiropolos
Motion declared carried.
Moved by Christiansen, seconded by Higgason, to concur
with recommendation of Committee of the Whole to adopt
Resolution R-51-95, BE IT RESOLVED BY THE CITY COUNCIL
OF THE CITY OF DES PLAINES THAT THE FOLLOWING BILLS ARE
DUE AND PAYABLE AND THAT THE MAYOR AND CITY CLERK BE AND
ARE HEREBY AUTHORIZED TO MAKE PAYMENT FOR SAME. Total:
$1,466,723.48 Upon roll call, the vote was:
AYES: 6-Beauvais, Christiansen, Elstner, Higgason,
Sarlo, Arredia
NAYS: 0-None
ABSENT: 2-Curley, Chiropolos
Motion declared carried.
Moved by Beauvais, seconded by Christiansen, to concur
with recommendation of Committee of the Whole that City
enter into lease with PCS PrimeCo, % Whalen & Company,
Inc., 1 Pierce Place, Itasca, IL 60143, for a three-year
period, with three additional three-year renewal periods
at PCS PrimeCo's option, for a total of twelve years, for
the installation of cellular panel antennas on five (5)
water tower locations, for the following lease cost:
Years 1-3 -$42,500 per year, Years 4-6 -$48,875 per
year, Years 7-9 -$56,206 per year, and Years 10-12 -
$64,637 per year; approve proposed draft lease and Mayor
and City Clerk be authorized to execute final version as
negotiated by Staff; and adopt Resolution R-52-95, A
RESOLUTION OF THE CITY COUNCIL OF THE CITY OF DES
PLAINES, ILLINOIS, AUTHORIZING THE EXECUTION OF A LEASE
AGREEMENT WITH PCS PRIMECOG Upon roll call, the vote
was:
R-52-95
(Cont'd.)
BID AWARD/
P.W. MEN'S
WASHROOM
REMODEL.:
1 3 5 .
8/21/95
PAGE SIX
AYES: 6-Beauvais, Christiansen, Elstner, Higgason,
Sarlo, Arredia
NAYS: 0-None
ABSENT: 2-Curley, Chiropolos
Motion declared carried ..
Moved by Elstner, seconded by Higgason, to concur with
recommendation of Committee of the Whole to award bid for
remodeling of Men's Washroom at Public Works Facility to
the lowest bidder, McAvoy and Son Plumbing Contractors,
2016 Spruce Avenue, Des Plaines, for the base bid amount
of $11,246 (A.D.A. upgrade options to be done at a later
date because there --~ A.D.Ao equipped washrooms
------Somewhere in the building which could be used if \,\.. v> \.~'-necessary) . Upon roll call, the vote was:
1f'JM,. AYES: 6-Beauvais, Christiansen, Elstner, Higgason,
JY,.. Sarlo, Arredia
REPAIR OF
WELLER CREEK
RETAINING
WALL:
PETITIONS/
OAKTON ST.
REPAIR:
EXECUTIVE
SESSION:
COLLECTIVE
BARGAINING:
PENDING
LITIGATION/
DISCIPLINE
OF
EMPLOYEE:
NAYS: 0-None
ABSENT: 2-Curley, Chiropolos
Motion declared carried&
Moved by Christiansen, seconded by Arredia, to ame;id_. €)
recommendation of Committee of the Whole that repair of
the Weller Creek Retaining Wal~bc done by Public Works
employees, if possible; using ~mfi'1$ wood, TO ADD, ~
that if Public Works employees are unable to repair the
wall, City Clerk be authorized to advertise for bids to
have this work done. Upon roll call, the vote was:
AYES: 4-Christiansen, Elstner, Higgason, Arredia
NAYS: 3-Beauvais, Sarlo, Sherwood
ABSENT: 2-Curley, Chiropolos
Motion declared carried.
Mayor Sherwood referred citizen petitions received in the
City Clerk·' s Off ice requesting that Oakton Street be
given priority-status on the City's infrastructure repair
schedule next year (submitted by Des Plaines Chamber of
Commerce), to Staff for review and report.
Moved by Higgason, seconded by Sarlo, to go into
Executive Session to discuss collective bargaining and
pending litigation -discipline of employee. Upon roll
call, the vote was:
AYES: 5-Christiansen, Elstner, Higgason, Sarlo,
Arredia
NAYS: 0-None
ABSENT: 3-Beauvais, Curley, Chiropolos
Motion declared carried~
Council recessed at 9:50 p.m.
Council reconvened at 11:28 p.m.
Roll call
Beauvais,
Arredia.
indicated the
Christiansen,
following
Elstner,
aldermen present:
Higgason, Sarlo,
Moved by Beauvais, seconded by Elstner, that City's labor
negotiator be authorized to proceed with negotiations as
directed in Executive Session. Upon roll call, the vote
was:
AYES: 6-Beauvais, Christiansen, Elstner, Higgason,
Sarlo, Arredia
NAYS: 0-None
ABSENT: 2-Curley, Chiropolos
Motion declared carried.
Moved by Beauvais, seconded by Higgason, to authorize
outside legal counsel, Lisa Lopatka, to proceed as
directed in Executive Session. Upon roll call, the vote
was:
ADD
( 1) -"of on 1 y those areas that are damaged ... "
(2) -"that Director of Public Works be authorized to hire
consultant to develope specifications at a cost not
to exceed $5,000 and ...... "
LITIGATION
(Cont'd.)
ADJOURNMENT:
1 3 6.
8/21/95
PAGE SEVEN
AYES: 6-Beauvais, Christiansen, Elstner, Higgason,
Sarlo, Arredia
NAYS: 0-None
ABSENT: 2-Curley, Chiropolos
Motion declared carried. ~
S" AIL.Lt> /)'1f ~ I G~ lt~ol\J
Moved by Gurley, seconded by .barle, that the regular
meeting of the City Council adjourn. Motion declared
carried. Meeting adjourned at 11:30 pom.
~'x-r ca>&-
Donna McAllister, CMC/AAE -CITY CLERK
ITT
CITY OF DES PLAINES
1420 MINER/NORTHWEST HIGHWAY 11111 DES PLAINES, ILLINOIS 60016-4498 11111 (708)391-5300
TO:
FROM:
DATE:
SUBJECT:
F. Wallace Douthwaite, City Manager
Finance & Administration Committee Aldermen
(T. Christiansen, C. Sarlo, T. Arredia)
Gregory J. Peters, Director of Finance &
Administrative Services
August 16, 1995
Employee/Retiree Health Insurance Premiums -1996
*******************************************************
On a annual basis, the City receives quotations from the various
component coverages that constitute the City's benefit costs for
employees and qualified retirees. Attached you will find my
worksheet that indicates the various increases and decreases in
premiums that the City will charge beginning with the plan year of
October 1, 19 9 5 and a comparison with previous years ' rates.
Because of the varying rates of increases, I believe it is
appropriate to discuss each component in some detail.
HEALTH INSURANCE COMPONENT
Please refer to the attachment entitled 1996 Health Insurance
Calculations. This spreadsheet lists the rates the City will pay
to Blue Cross/Blue Shield for administration, aggregate and
specific stop-loss premiums, and other fees cons ti tu ting fixed
costs to administer the City's Health Benefit Plan. Along with
estimated benefit costs supplied to us by BC/BS, I have derived
premium rates that are recommended to be assessed monthly to the
City and to its employees and retirees that will adequately fund
the costs of the program. You will note that depending on the
plan, the recommended rates are either higher or lower than 1995.
Another important factor to note is that the HMO and PPO rates are
now allowed to be different. You will recall that the City
originally costed the plans to be equal to one another.
Doing our share for tomorrow's resources' @ Using recycled paper today'
recycled paper
~) PRINTED WITH
~SOYI NK
Employee/Retiree Health Insurance Premiums -1996
August 16, 1995
Page 2
PRESCRIPTION DRUG COMPONENT
Of the benefits the City offers, this program has seen higher than
anticipated utilization. This program, which is self-insured by
the City, is administered through RX America Company and provides
lower cost prescriptions with the guaranteed purchase of drugs at
wholesale cost, plus the employee paying a $4. 00 or $8. 00 per
prescription co-pay charge for 1996. The staff has negotiated a
higher discount rate with RX America which will result in higher
savings to the City. It is, therefore, recommended that this rate
component not be changed at this time.
DELTA DENTAL COMPONENT
The City entered into a two year rate guarantee in October of 1994.
The City has continued to see a higher than expected utilization
rate than Del ta Dental underwrote, which has resulted in their
initial rate request to be 37. 7% higher for 1996. In further
discussions with the Company, the staff has discussed and
negotiated an Administrative Services Only contract which, in
effect, means that the City will self-insure this coverage.
Based upon that premise, the staff is recommending that the rate
component be increased by 7% with the understanding that costs may
increase in 1997.
LIFE INSURANCE
Blue Cross/Blue Shield has decreased the premium for Term Life and
Accidental Death and Dismemberment Insurance for 1996. The rate of
$0.35/$1,000/month will remain in effect for the next twelve (12)
months.
SUMMARY
It is, therefore, my recommendation that the monthly premiums as
recommended in the attached worksheet be approved by the City's
Finance Committee at its Committee of the Whole Meeting and the
City Council meeting of August 21, 1995.
GJP/ps
Attachment
cc: T. Sherwood, Mayor
D. McAllister, City Clerk
Aldermen
A. Merriman, Human Resources & Services Director
1&-Aug-95 1996 HEALTH INSURANCE CALCULATIONS
Percent
MONTHLY RETIREE PREMIUMS (1) 1993 1994 1995 1996 +/-1995
Single Rate (PPO) $165.50 $179.51 $189.84 $209.99 10.61 %
Single Rate (HMO) $0.00 $0.00 $0.00 $165.02
2 Single Rate (PPO Couple Only) $318.50 $336.02 $349.68 $389.98 11.52%
2 Single Rate (HMO Couple Only) (2) $0.00 $0.00 $0.00 $300.04
Family Rate (PPO) $445.47 $485.22 $527.01 $515.97 -2.09%
Family Rate (HMO) (2) $0.00 $0.00 $0.00 $394.55
Medicare Supplement (PPO) $119.32 $123.52 $125.91 $137.99 9.59%
Medicare Supplement (HMO) (2) $0.00 $123.52 $116.23 $111.01 -4.49%
2 Medicare Supplement (PPO) $226.14 $224.04 $221.82 $245.98 10.89%
2 Medicare Supplement (HMO) (2) $0.00 $300.31 $202.46 $192.02 -5.16%
1 Single & 1 Medicare (PPO) $272.32 $288.75 $285.75 $317.89 11.25%
1 Single & 1 Medicare (HMO) (2) $0.00 $0.00 $0.00 $246.03
(1) Rates are derived from BC/BS Letter Dated 8/16/95 and include 1 Pres Drug monthly charge of $30.
(2) COBRA Regulations would Apply to Coverage including Termination of Coverage.
Percent
MONTHLY EMPLOYEE PPO PREMIUMS 1993 1994 1995 1996 +/-1995
Single Employee $161.72 $167.53 $177.31 $179.99 1.51%
Dependent Coverage Premium $295.93 $294.66 $319.70 $305.98 -4.29%
Prescription Drug Premium $12.50 $23.00 $30.00 $30.00 0.00%
Employee Dental Insurance $8.97 $8.97 $12.47 $13.35 7.06%
TOTAL SINGLE EMPLOYEE MONTHLY PREMIUM $183.19 $199.50 $219.78 1]$.?.i.$.~~~#: 1.62%
TOTAL FAMILY MONTHLY PREMIUM $479.12 $494.16 $539.48 :::::t~§.zjMgj -1.88%
MONTHLY EMPLOYEE HMO RATE COMPONENTS 1993 1994 1995 1996
Single Employee
Physician Cost $0.00 $49.77 $58.31 $58.23 -0.14%
Projected Paid Claim $0.00 $93.14 $90.12 $48.09 -46.64%
Administration Fee $0.00 $18.26 $21.91 $21.49 -1.92%
Stop Loss Premium $0.00 $6.36 $6.97 $7.21 3.44%
Total $0.00 $167.53 $177.31 $135.02 -23.85%
Deeendent Coverage Premium
Physician Cost $0.00 $132.95 $155.74 $155.56 -0.12%
Projected Paid Claim $0.00 $304.62 $312.39 $180.29 -42.29%
Administration Fee $0.00 $18.26 $21.91 $21.49 -1.92%
Stop Loss Premium $0.00 $6.36 $6.97 $7.21 3.44%
Total $0.00 $462.19 $497.01 $364.55 -26.65%
Prescription Drug Premium $0.00 $23.00 $30.00 $30.00 0.00%
Employee Dental Insurance $0.00 $8.97 $12.47 $13.35 7.06%
TOTAL SINGLE EMPLOYEE MONTHLY PREMIUM $0.00 $199.50 $219.78 :mr:u:M~jz\ -18.84%
TOTAL FAMILY MONTHLY PREMIUM $0.00 $494.16 $539.48 :~:t%t~%~m:: -24.39%
TERM LIFE/ADD&D INSURANCE COVERAGE $0.374 $0.374 $0.374 $0.35 -6.42%
per $1,000/per month
DELTA DENTAL FAMILTY PREMIUM $19.82 $19.82 $27.55 $29.48 7.01%